Full Coverage Car Insurance is a Thing in China?

Really? Well, I have to say I am shocked. I don’t know who thinks it’s a good idea to start up a company offering full coverage car insurance in China. It must be the least profitable business to go into in all of Asia. If there’s one thing China is good at, it’s dramatically writing off vehicles in collisions as though it could earn them an Olympic gold medal.

I would go so far as to say that China is the worst country for driving that I have ever been to! There are literally zero rules (that are actually enforced anyway). And I once saw a video of a man being hit by a car. On the sidewalk. And when he confronted the driver, they just said ‘You’re in China!’ As though he could surely expect nothing less than being mowed down in a pedestrian area over there.

They have ‘traffic police’ who mainly shout in the faces of pedestrians and let cars do whatever they want. And who also are sometimes comprised of almost ‘qualified’ drivers trying to earn their license sporting a reflective vest and a stupid hat.

Almost every day on my way back from work I witnessed a smashed up car in the middle of the road. All of the parts scattered across the street. And not a single person ever gave a shit. Not eve a little bit.

It was so common for cars to drive into everything, from other cars to cyclists to bus stops, that, when faced with the very obvious debris of a serious road traffic accident, people did nothing but swerve around it at an alarming speed.

I understand why the drivers get insured. I just don’t understand why companies bother offering any kind of insurance at all, let alone full coverage car insurance. Happy to be back in the U.S.A, first thing I did was find the cheapest full coverage car insurance I could find. I recommend this site if you’re looking for some cheap car insurance: http://www.autoinsurancemonkey.com/who-has-the-cheapest-auto-insurance/